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GUIDE TO FINANCIAL MARKETS - Welcome to web.gccaz.edu ~ Investing. The stock, bond and money markets provide an 2 GUIDE TO FINANCIAL MARKETS . opportunity to earn a return on funds that are not needed immediately, and to accumulate assets that will provide an income in future. Risk management. Futures, options and other derivatives contracts can provide protection against many types of risk, such as the possibility that a foreign currency will lose .