Beschreibung Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership (Justice, Power, and Politics). LONGLISTED FOR THE 2019 NATIONAL BOOK AWARDFINALIST, 2020 PULITZER PRIZE IN HISTORYBy the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers &; as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
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Housing crisis: The 5 best books to read now - Curbed ~ Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership by Keeanga-Yamahtta Taylor, (University of North Carolina Press, 2019) The housing crisis isn’t a crisis at all for black Americans, it’s a chronic condition, according to Keeanga-Yamahtta Taylor, an African American studies professor at Princeton. Her new book Race for Profit: How Banks and the Real .
Keeanga-Yamahtta Taylor / Department of African American ~ Keeanga-Yamahtta Taylor is an Assistant Professor in the Department of African-American Studies at Princeton University. She is author of Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership, published in 2019 by the University of North Carolina Press, longlisted for a National Book Award for nonfiction and a 2020 finalist for the Pulitzer in
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Keeanga-Yamahtta Taylor - Wikipedia ~ Race for Profit: How Banks and the Real Estate Industry Undermined Black Home Ownership, 2019. This book examines the roots of the falling homeownership rate for African Americans. The book has been longlisted for the 2019 National Book Award. Professional affiliations. Urban History Association; American Historical Association
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The University of North Carolina Press ~ A. Kirsten Mullen, of From Here to Equality: Reparations for Black Americans in the Twenty-First Century Keeanga-Yamahtta Taylor , author of Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership
Keeanga-Yamahtta Taylor - The New York Times ~ Keeanga-Yamahtta Taylor, a New York Times contributing opinion writer, covers housing policy, racial inequality and social movements.
From Blacklivesmatter To Black Liberation [EPUB] ~ 2017 her newest book race for profit how banks and the real estate industry undermined black homeownership from blacklivesmatter to black liberation from blacklivesmatter to black liberation sku 9781608465620 1795 she argues that this new struggle against police violence holds the potential to reignite a broader push for black liberation shipping cost calculated at checkout author keeanga .
NBF Presents: A New Black Politics? Tickets, Wed, Oct 14 ~ National Book Award Winners Ta-Nehisi Coates (Between the World and Me) and Ibram X. Kendi (Stamped from the Beginning: The Definitive History of Racist Ideas in America) and Longlister Keeanga-Yamahtta Taylor (Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership) kick off the virtual mainstage season of NBF Presents for a conversation on the state of Black .
Opinion / The Gaps Between White and Black America, in ~ The criminal justice system has become a central institution in the lives of men raised in majority-black neighborhoods, including those in and around Dover, Del., and Harrisburg, Pa.
Opinion / Banks Should Face History and Pay Reparations ~ But banks and real estate agents found ways to exploit the desire of black people to own homes, leaving many in foreclosure. Racial disparities in access to the conventional mortgage market .
Events Calendar - National Book Foundation ~ The National Book Foundation hosts events across the country year-round; check our calendar for appearances near you!
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